Student loans are the most common form of financial assistance for law students. To qualify for federal aid programs that include grants and loans, you fill out the FAFSA form online. The FAFSA must be completed annually. UMKC’s FAFSA code is 002518.

Stafford Unsubsidized Loan

Direct Unsubsidized Loans are loans that can help you pay for law school. The lender is the U.S. Department of Education. The annual loan maximum for law students is $20,500 per academic year and a fixed interest rate is set each year on July 1st by the U.S. Department of Education. Repayment begins six months after graduation.

Graduate PLUS Loan

Law students can borrow a Direct PLUS Loan to help cover education expenses. To qualify for the PLUS loan you must pass a credit check. Applicants who do not qualify for the Graduate PLUS Loan may appeal the credit decision or obtain a credit worthy co-signer. The fixed interest rate is set each year on July 1st by the U.S. Department of Education and repayment begins six months after graduation.